PayHub T.0

Instant clearing and atomic settlement of international transfers in a designated hubbing currency or across multiple currencies for participants of the banking group

PayHub T.0 provides comprehensive payments orchestration allowing banks to execute 24×7 on tokenized bank accounts, in real time. Payments are created as single digital objects, i.e. smart contracts, with transparent FX rates, pre-cleared liquidity and atomic settlement. Connect to existing accounts for on- and off-ramp or use tokenized accounts as “native digital vostros”.

Key Features
Benefits
  • Provides a way to create payments as single digital objects, delivering a “single version of the truth” with payment status immediately available, unequivocal and visible by all relevant parties
  • Eliminates settlement risk through pre-cleared liquidity
  • Eliminates messages, avoids errors and the need for reconciliations
  • Provides dynamic FX pricing for cross currency payments (no rate sheet), fixed ex-ante for clients
  • Enables prioritization of payments and explicit netting capability at group level (governance permitting)
  • Hub can also route payments through external interbank payments networks
Typical use cases
  • Ability to submit, clear and accept payments in real-time, with single payment settlements and netting windows supported
  • Grow reach. Multiple FX hops supported with subsidiaries able to terminate payments from other subsidiaries in their domestic systems
  • Hub can route external payments to / from subsidiaries through the Hub’s correspondent bank
Get in touch

Want to know more?

Get in touch and let us know how we can help you

This field is for validation purposes and should be left unchanged.